Articles Posted in Car Accident

Event Data Recorders (EDRs) Onboard Computer Systems Telematics Systems Applications in Legal and Insurance Contexts Conclusion The technology in modern vehicles, including EDRs, onboard computer systems, and telematics, provides detailed information about a vehicle’s speed and other driving parameters at the time of a crash. This data is invaluable for accident reconstruction, legal cases, and…

The “contact rule” in Illinois uninsured motorist (UM) policies pertains to the requirement that there must be physical contact between the insured’s vehicle and the uninsured vehicle for the insured to claim benefits under their UM policy. This rule can significantly impact the ability to recover damages in hit-and-run accidents where the at-fault vehicle does…

Black box data, also known as Event Data Recorder (EDR) data, plays a crucial role in analyzing and understanding the circumstances surrounding fatal car crashes in Illinois. These devices capture a range of data points before, during, and after a crash, providing valuable insights into the events leading up to the incident. What is Black…

Rollover accidents, though less frequent than other types of motor vehicle collisions, often result in severe injuries and fatalities due to their violent nature. Understanding the injuries that can arise from these incidents is crucial for both prevention and appropriate response. This blog explores the common injuries associated with rollover accidents and highlights some important…

Intersection camera footage can be a crucial piece of evidence in car accident cases, providing an objective account of the events leading up to and following a collision. In Illinois, leveraging this type of evidence can significantly impact the outcome of a case. Here’s a comprehensive guide on how to obtain and use intersection camera…

Filing an uninsured motorist (UM) or uninsured motorist (UIM) claim in Illinois can have various impacts on your insurance premium. Here are some factors to consider: Impact on Premiums Factors That Influence Premium Changes Steps to Mitigate Potential Premium Increases Conclusion Filing a UM or UIM claim in Illinois does not automatically mean your insurance…

Rideshare services like Uber and Lyft have revolutionized the way we travel, offering convenience and flexibility. However, when an accident occurs during a rideshare trip, understanding the complexities of insurance coverage can be challenging. Determining which insurance policy applies and how to proceed with a claim can be confusing. Here’s a detailed guide to help…

Car accidents are unfortunately common on the roads of Illinois, leading to significant physical, emotional, and financial burdens for those involved. In recent years, dash cameras have emerged as an invaluable tool in these incidents, providing crucial evidence that can be pivotal in personal injury cases. This blog will explore the importance of dash cameras…

Car accidents are unfortunate incidents that can lead to significant physical, emotional, and financial distress. In Illinois, like in many other states, drivers are required to have a minimum amount of auto insurance to cover damages in the event of an accident. However, what happens when the cost of damages and injuries exceeds the insurance…

Arbitration clauses in Illinois uninsured motorist (UM) policies play a crucial role in resolving disputes between policyholders and insurance companies. These clauses require that any disagreements regarding the UM coverage be settled through arbitration rather than litigation. This blog delves into the intricacies of arbitration clauses in UM policies, exploring their benefits, challenges, and the…