Articles Posted in Car Accident

Understanding the Impact of Rollover Accidents: Common Injuries and Their Implications
John J. Malm & Associates Personal Injury Lawyers

Rollover accidents, though less frequent than other types of motor vehicle collisions, often result in severe injuries and fatalities due to their violent nature. Understanding the injuries that can arise from these incidents is crucial for both prevention and appropriate response. This blog explores the common injuries associated with rollover accidents and highlights some important…

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Obtaining and Using Intersection Camera Footage in Illinois Car Accident Cases
John J. Malm & Associates Personal Injury Lawyers

Intersection camera footage can be a crucial piece of evidence in car accident cases, providing an objective account of the events leading up to and following a collision. In Illinois, leveraging this type of evidence can significantly impact the outcome of a case. Here’s a comprehensive guide on how to obtain and use intersection camera…

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Will Filing an Uninsured Motorist Claim or Underinsured Motorist Claim Raise My Premium in Illinois?
John J. Malm & Associates Personal Injury Lawyers

Filing an uninsured motorist (UM) or uninsured motorist (UIM) claim in Illinois can have various impacts on your insurance premium. Here are some factors to consider: Impact on Premiums Factors That Influence Premium Changes Steps to Mitigate Potential Premium Increases Conclusion Filing a UM or UIM claim in Illinois does not automatically mean your insurance…

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Navigating Insurance Coverage Issues in Illinois Rideshare Accidents
John J. Malm & Associates Personal Injury Lawyers

Rideshare services like Uber and Lyft have revolutionized the way we travel, offering convenience and flexibility. However, when an accident occurs during a rideshare trip, understanding the complexities of insurance coverage can be challenging. Determining which insurance policy applies and how to proceed with a claim can be confusing. Here’s a detailed guide to help…

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The Use of Dash Cameras in Illinois Motor Vehicle Accidents
John J. Malm & Associates Personal Injury Lawyers

Car accidents are unfortunately common on the roads of Illinois, leading to significant physical, emotional, and financial burdens for those involved. In recent years, dash cameras have emerged as an invaluable tool in these incidents, providing crucial evidence that can be pivotal in personal injury cases. This blog will explore the importance of dash cameras…

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What Happens When a Car Accident Claim Exceeds Insurance Limits in Illinois?
John J. Malm & Associates Personal Injury Lawyers

Car accidents are unfortunate incidents that can lead to significant physical, emotional, and financial distress. In Illinois, like in many other states, drivers are required to have a minimum amount of auto insurance to cover damages in the event of an accident. However, what happens when the cost of damages and injuries exceeds the insurance…

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Understanding Arbitration Clauses in Illinois Uninsured Motorist Policies
John J. Malm & Associates Personal Injury Lawyers

Arbitration clauses in Illinois uninsured motorist (UM) policies play a crucial role in resolving disputes between policyholders and insurance companies. These clauses require that any disagreements regarding the UM coverage be settled through arbitration rather than litigation. This blog delves into the intricacies of arbitration clauses in UM policies, exploring their benefits, challenges, and the…

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Driving and Texting in Illinois: What is the Law?
John J. Malm & Associates Personal Injury Lawyers

Texting while driving is a dangerous behavior that significantly increases the risk of car accidents. To address this hazard, Illinois has implemented strict laws to prevent distracted driving and enhance road safety. Understanding these laws is crucial for all drivers in Illinois to avoid legal penalties and, more importantly, to contribute to safer roads. Illinois…

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Car Accidents Involving Drunk Drivers on the Fourth of July
John J. Malm & Associates Personal Injury Lawyers

The Fourth of July is a time of celebration across the United States, marked by fireworks, barbecues, and festive gatherings. However, this holiday also brings an increased risk of car accidents, particularly those involving drunk drivers. For residents of Illinois, the Fourth of July weekend can be especially dangerous on the roads. This blog explores…

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Why Are Fatal Car Accidents Increasing in Illinois?
John J. Malm & Associates Personal Injury Lawyers

Recent years have seen an alarming increase in car accident fatalities despite advancements in vehicle safety technologies. Several factors contribute to this trend: 1. Increased Speeding Pandemic-related Behavioral Changes: Speed Limits: 2. Distracted Driving Smartphone Use: Multitasking: 3. Increased Substance Abuse Alcohol: Drugs: 4. Vehicle Trends Larger Vehicles: 5. Road Infrastructure Inadequate Road Maintenance: 6.…

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