Why Your Dog Bite Case May Be Worth More Than You Think

Dog bites and attacks are more than just painful injuries—they can lead to extensive medical bills, emotional trauma, lost wages, and long-term consequences. Many victims underestimate the true value of their dog bite case, settling for far less than they deserve. In this blog, we explore why your dog bite case may be worth more than you think by examining the medical costs, emotional distress, and liability associated with dog attacks in Illinois.

The Financial Impact of Dog Bites

Medical Expenses

Dog bites can cause serious injuries, requiring extensive medical treatment. According to the American Society of Plastic Surgeons, over 26,000 reconstructive procedures were performed in the U.S. in 2018 due to dog bites. Victims of dog attacks often need:

• Emergency care
• Stitches or surgical intervention
• Rabies and tetanus shots
• Physical therapy
• Scar revision surgeries

A severe dog bite can easily lead to medical bills exceeding $20,000 or more, particularly if multiple surgeries or infection treatments are necessary.

Lost Wages and Future Earnings

A significant dog bite injury may prevent a victim from working, especially if the bite is to the arm or leg, leading to lost wages. Some cases even involve permanent disability, which can dramatically impact future earning potential. The Centers for Disease Control and Prevention (CDC) states that more than 800,000 Americans require medical attention for dog bites each year, and many of these cases result in temporary or permanent inability to work.

Pain and Suffering

Physical pain is only one aspect of a dog bite injury. Many victims experience:

• Post-traumatic stress disorder (PTSD)
• Anxiety or depression
• Fear of dogs, limiting daily activities
• Sleep disturbances

These non-economic damages can significantly increase a case’s value, particularly if a victim develops lasting emotional trauma.

Legal Considerations That Affect Dog Attack Case Value

Strict Liability Laws

Under the Animal Control Act, Illinois follows a strict liability law, meaning that a dog owner is responsible for any injuries their pet causes, regardless of whether the dog had previously shown aggression. This eliminates the need to prove negligence, making it easier for victims to recover compensation.

Comparative Negligence and Shared Fault

Some states allow dog owners to argue comparative negligence, meaning a victim’s actions contributed to the bite (e.g., provoking the dog). However, experienced Aurora dog attack attorneys can often counter these claims, ensuring victims receive full compensation.

Punitive Damages

In cases where a dog owner’s negligence is particularly egregious—such as failing to secure a known aggressive dog—courts may award punitive damages to punish the defendant and deter future misconduct.

Insurance Payouts and Claim Value

Homeowners’ Insurance Coverage

Many dog bite claims are covered by homeowners’ insurance policies. According to the Insurance Information Institute (III), dog-related injury claims cost U.S. insurers $1.12 billion in 2022, with the average claim totaling $64,555.

Long-Term Effects That Increase Case Value

Permanent Disfigurement and Scarring

Dog bites frequently leave victims with permanent scars, especially on visible areas like the face, arms, and legs. Scar revision treatments are costly, and courts and insurance companies consider disfigurement a major factor when calculating pain and suffering damages.

Psychological Trauma

Children are especially vulnerable to lasting psychological effects from dog bites. Studies show that nearly 50% of dog bite victims are children, and many develop long-term fear and anxiety that require therapy.

Case Studies and Settlements

Some of our the settlements our firm has obtained for our clients demonstrate the high value of certain dog bite claims:

• $500,000 Settlement – Our client suffered serious injuries to her hands and arms when she was violently attacked by a pit bull she was temporarily watching for a friend.
• $400,000 Settlement – Our client suffered severe injuries to her legs while protecting her child from an aggressive pit bull that jumped its fence.
• $190,000 Settlement – Our client, a minor child, was attacked by a relative’s neighbor’s dog while playing outside.

These cases highlight how various factors—such as age, injury severity, and ongoing medical needs—can drive up the value of a claim.

Steps to Maximize Your Dog Bite Claim

1. Seek Immediate Medical Attention

Even minor bites can lead to infections or hidden injuries. Immediate medical documentation strengthens a claim.

2. Gather Evidence

Photographs of injuries, witness statements, police and animal control reports, and medical records are crucial for proving the extent of damages.

3. Consult an Illinois Personal Injury Attorney

A lawyer with experience in dog bite cases can negotiate with insurance companies and pursue maximum compensation. Studies show that injured claimants who hire attorneys recover nearly three times more on average than those who settle on their own.

4. Avoid Quick Insurance Settlements

Insurance companies often offer low initial settlements. Consulting a top-rated Naperville dog attack attorney ensures that victims do not accept a payout far below the actual value of their case.

Contact the Award-Winning Illinois Dog Bite Lawyers at John J. Malm & Associates

Many dog bite victims underestimate their case’s value, settling for far less than they deserve. By considering medical costs, lost wages, emotional distress, legal factors, and long-term effects, it becomes clear that dog bite claims can be worth significantly more than expected. If you or a loved one has suffered a dog bite or were injured in a dog attack, seeking legal counsel is crucial to securing the compensation you deserve. Contact John J. Malm & Associates for a free consultation today. Let our dedicated Illinois dog attack attorneys help you get the compensation you deserve.