How Long Do You Have to Report a Car Accident in Illinois?

After a car accident in Illinois, filing a police report is a critical step in documenting the incident and protecting your legal rights. Whether the crash was minor or severe, you might wonder how much time you have to file a report. While police reports are often created at the scene of the accident, there are specific deadlines to be aware of if you need to file one later.

Filing a police report promptly not only ensures compliance with Illinois law but also helps strengthen your insurance claim or potential legal case.

“A police report provides an official record of the accident, which can be invaluable when proving liability or damages. Filing the report within the required time frame is a crucial step toward protecting your rights.” — John J. Malm, Naperville car accident attorney

Let’s explore the rules for filing a police report after a car accident in Illinois and why timing is so important.

When Is a Police Report Required in Illinois?

Under Illinois law, you must file a police report for a car accident if:

1. Someone Was Injured or Killed: Any accident involving injuries or fatalities must be reported.
2. Property Damage Exceeds $1,500: If the total property damage is over $1,500 (or $500 if one driver is uninsured), the accident must be reported.

These requirements apply whether the accident occurs on public roads, private property, or parking lots.

How Long Do You Have to File a Police Report?

The timeline for filing a police report in Illinois depends on the circumstances of the accident:

1. Reporting at the Scene

In most cases, drivers call the police immediately after an accident. The responding officer will create a report at the scene, which fulfills the legal requirement for filing a report.

2. Filing After Leaving the Scene

If police do not respond to the accident, or if you leave the scene without filing a report, Illinois law requires you to file a written report with the Illinois Department of Transportation (IDOT) within 10 days of the accident. You can also go to the police department of where the accident occurred and fill out a desk report.

Why File a Police Report Promptly?

Filing a police report soon after an accident has several benefits:

1. Compliance with Illinois Law

Failing to file a report when required can result in penalties, including fines or license suspension.

2. Preserving Evidence

The police report provides a detailed record of the accident, including:

• Statements from drivers and witnesses.
• Observations about road conditions and vehicle damage.
• Citations for traffic violations.

This documentation is essential for proving liability and damages in an insurance claim or lawsuit.

3. Supporting Your Insurance Claim

Most insurance companies require a police report for claims involving significant property damage or injuries. Filing promptly ensures your claim isn’t delayed or denied due to missing documentation.

How to File a Motorist Crash Report

If you need to file a report after leaving the scene, follow these steps:

1. Obtain the Form: Go to the Illinois Department of Transportation website or request a report from your local police department.
2. Complete the Form: Provide detailed information about the car accident, including:
   • Date, time, and location of the crash.
   • Names and contact information for all parties involved.
   • Vehicle descriptions and license plate numbers.
   • A description of what happened.
3. Submit the Report: Mail the completed form to IDOT within 10 days of the accident. Keep a copy for your records.

What Happens if You Miss the Deadline to File a Car Accident Report?

Failing to file a police report within the required time frame can have serious consequences:

• Legal Penalties: Not reporting an accident when required can result in fines or suspension of your driver’s license.
• Weakened Claims: Without an official report, it may be harder to prove liability or damages in an insurance claim or lawsuit.
• Loss of Evidence: Delays can lead to lost or inaccurate evidence, such as fading witness memories or unavailable video footage.

Exceptions and Special Situations

In some cases, you may still be able to file a report after the deadline, but the process becomes more complicated:

• Unreported Injuries: If you discover injuries after the accident, consult an experienced Naperville car crash attorney to determine whether you can amend or file a late report.
• Uncooperative Drivers: If the other driver refuses to share information or leaves the scene, notify the police immediately and file a report as soon as possible.

How an Illinois Car Accident Attorney Can Help

If you’re unsure about filing a police report or dealing with the aftermath of an accident, consulting an experienced car accident attorney can provide clarity and guidance. An attorney can:

• Help you gather evidence and complete necessary paperwork.
• Ensure compliance with legal requirements and deadlines.
• Advocate on your behalf in disputes over liability or damages.

“Filing a police report is one of the simplest yet most effective steps you can take after an accident. Our team helps clients navigate this process, ensuring that their claims are supported by strong, timely documentation.” — John J. Malm, Naperville car accident attorney

Contact the Illinois Car Accident Lawyers at John J. Malm & Associates

Filing a police report after a car accident in Illinois is not just a legal requirement—it’s a critical step in protecting your rights and building a strong case for compensation. Whether you file at the scene or submit a Motorist Crash Report within 10 days, prompt action ensures compliance with Illinois law and provides essential documentation for your claim.

At John J. Malm & Associates, with offices in Naperville and St. Charles, we bring over 90 years of collective litigation experience to every case. Our top-rated Naperville car accident attorneys are here to guide you through the legal process, from filing a report to securing the compensation you deserve.

If you’ve been involved in a car accident and need assistance, contact us today for a free consultation. Let us help you navigate the next steps with confidence.