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Illinois Personal Injury Lawyer Blog

How Insurance Adjusters Are Paid to Undervalue Claims in Personal Injury Cases
John J. Malm & Associates Personal Injury Lawyers

When you file a personal injury claim, it’s crucial to understand that insurance adjusters are not neutral parties. Their primary goal is to save money for their employer—the insurance company—by settling claims for as little as possible. What many claimants don’t realize is that adjusters are often evaluated, rewarded, and even financially incentivized to undervalue…

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How Is Fault Determined in an Illinois Car Accident?
John J. Malm & Associates Personal Injury Lawyers

Determining fault is one of the most critical aspects of resolving a car accident claim in Illinois. Fault establishes who is responsible for the accident, which in turn determines who must pay for damages, such as medical bills, property repair, and other losses. Understanding how fault is determined can help you build a stronger claim…

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Who Investigates Nursing Home Complaints in Illinois?
John J. Malm & Associates Personal Injury Lawyers

When you or a loved one suffers an injury or faces neglect in a nursing home, understanding the proper channels for complaints and investigation is crucial. In Illinois, the Illinois Department of Public Health (IDPH) plays a pivotal role in ensuring that nursing home facilities comply with safety standards and that residents receive the quality…

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What Makes an Insurance Company Choose to Settle Your Personal Injury Case?
John J. Malm & Associates Personal Injury Lawyers

When you’ve been injured in an accident, one of the first questions on your mind might be, “Will the insurance company settle my claim?” The answer is far from simple. Insurance companies don’t settle claims out of kindness—they’re businesses focused on minimizing costs and managing risk. Their decision to settle your personal injury case depends…

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Can My Personal Injury Settlement Affect My SSI Benefits?
John J. Malm & Associates Personal Injury Lawyers

Receiving a settlement from a personal injury case can be a life-changing event, providing the funds you need to cover medical expenses, lost wages, and other costs related to your injury. However, for individuals receiving Supplemental Security Income (SSI) benefits, it’s essential to understand how a settlement may impact these benefits. Unlike Social Security Disability…

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How Does the Court Divide Settlement in a Wrongful Death Case?
John J. Malm & Associates Personal Injury Lawyers

Wrongful death cases are deeply emotional and legally complex. When a loved one passes away due to the negligence or wrongful actions of another, the surviving family members often face not only grief but also questions about how to proceed with legal action. In Illinois, one significant aspect of wrongful death litigation can be a…

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What Is Maximum Medical Improvement (MMI)?
John J. Malm & Associates Personal Injury Lawyers

If you’ve been injured in an accident and are pursuing a personal injury claim, you may hear the term Maximum Medical Improvement (also known as “MMI”) frequently. But what does maximum medical improvement really mean, and why is it important to your case? In simple terms, maximum medical improvement is the point at which your…

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What Are The Common Tactics Insurance Companies Use To Fight Injury Claims?
John J. Malm & Associates Personal Injury Lawyers

When you file a personal injury claim, you may expect the insurance company to act fairly and cover the expenses for your injuries and damages. However, insurance companies are businesses, and like any business, their goal is to protect their profits. To minimize payouts, insurers often use a variety of tactics that can weaken your…

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What the TV Show Suits Can Teach About Personal Injury Litigation (And What’s Just Too Sensational to Happen in Real Life)
John J. Malm & Associates Personal Injury Lawyers

The legal drama Suits captured the public’s imagination with its quick-witted lawyers, intense negotiations, and thrilling courtroom scenes. While it provides a compelling look into the legal profession, it’s worth asking: how realistic is it? And, more importantly, can it help people better understand personal injury litigation and trials? Aspects of Suits do reflect real-world…

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How Much Can Medicaid Take From My Settlement?
John J. Malm & Associates Personal Injury Lawyers

Receiving a personal injury settlement is an essential step toward recovery, but if Medicaid has covered any medical expenses related to your injury, they may be entitled to a portion of your settlement. Medicaid’s right to claim part of your settlement is known as a subrogation right, and understanding how Medicaid’s lien works is crucial…

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