Uber and Lyft Accidents on the Rise in Illinois: What You Need to Know

Rideshare companies like Uber and Lyft have become increasingly popular for transportation in Illinois, especially in cities like Chicago, Naperville, and other urban areas. While convenient, the rising number of Uber and Lyft vehicles on the road has led to an increase in traffic accidents involving these rideshare services. Whether due to driver negligence, inexperience, or the increased pressure of rideshare platforms, these accidents are becoming more common, causing significant injuries and raising complex legal issues. In this blog, we’ll explore why ridesharing accidents are on the rise, the challenges victims face, and how to protect yourself if you’re involved in an Uber or Lyft accident in Illinois.

The Rising Popularity of Ridesharing in Illinois

Over the past decade, rideshare companies like Uber and Lyft have revolutionized how we get around. Instead of relying on traditional taxi services, people can now simply open an app, request a ride, and get picked up within minutes. This convenience has led to a surge in rideshare usage, particularly in densely populated areas like Chicago.

According to Illinois Department of Transportation (IDOT) statistics, there has been a steady increase in traffic volume due to rideshare vehicles, especially in larger urban areas. As the number of rideshare drivers has grown, so too have the number of accidents involving these vehicles.

The rapid expansion of ridesharing services means more cars on the road, more trips, and unfortunately, more opportunities for collisions. Although Uber and Lyft have strict requirements for drivers, such as background checks and vehicle inspections, not all drivers adhere to the highest standards of safety.

Common Causes of Uber and Lyft Accidents in Illinois

Several factors contribute to the increasing number of accidents involving Uber and Lyft drivers. Some of the most common causes include:

1. Distracted Driving

Rideshare drivers are often distracted by their phones, as they rely on apps to receive ride requests, navigate routes, and communicate with passengers. According to the National Highway Traffic Safety Administration (NHTSA), distracted driving is a leading cause of accidents in the U.S. The nature of rideshare driving increases the likelihood of distractions, as drivers are constantly checking their phones for directions and ride updates.

2. Driver Fatigue

Uber and Lyft drivers frequently work long hours to maximize their income, leading to fatigue. Fatigued driving is a serious problem, as tired drivers may have slower reaction times and impaired judgment, increasing the likelihood of a crash. AAA Foundation for Traffic Safety research shows that drowsy driving contributes to approximately 9.5% of all crashes. The flexible nature of ridesharing jobs allows drivers to work long shifts, but it also makes them more prone to exhaustion.

3. Speeding and Traffic Violations

Many rideshare drivers feel pressure to complete rides quickly, especially during peak hours or when working toward incentives offered by the rideshare companies. This can lead to reckless driving behaviors such as speeding, running red lights, or making unsafe lane changes. Traffic violations are a common factor in rideshare accidents, as drivers attempt to navigate busy streets and unfamiliar areas quickly.

4. Inexperienced Drivers

Uber and Lyft drivers come from various backgrounds, and many are relatively inexperienced behind the wheel. Rideshare platforms don’t require extensive driving experience, so some drivers may not have the skills necessary to navigate complicated traffic situations. Inexperienced drivers are more likely to make mistakes that lead to accidents, such as misjudging distances or failing to properly signal turns.

5. Increased Traffic in Urban Areas

The influx of rideshare drivers in major Illinois cities like Chicago contributes to traffic congestion. More cars on the road increase the chances of collisions. Uber and Lyft drivers, who may not be as familiar with the traffic patterns in certain areas, can easily become involved in accidents while navigating through high-traffic zones.

Legal Challenges in Uber and Lyft Accident Claims

Accidents involving rideshare services like Uber and Lyft present unique legal challenges. Determining liability, insurance coverage, and navigating the complexities of rideshare company policies can make it difficult for victims to recover compensation.

1. Determining Liability

Liability in rideshare accidents can be complicated due to the involvement of multiple parties. In Illinois, the driver, the rideshare company, and even third-party drivers can all potentially be held responsible for an accident. Determining who is liable often depends on the specific circumstances of the crash, including whether the driver was logged into the Uber or Lyft app at the time of the accident.

2. Rideshare Insurance Coverage

Uber and Lyft provide insurance coverage for their drivers, but the coverage varies depending on the driver’s status at the time of the accident:

• Not logged into the app: The driver’s personal insurance applies.
• Logged in, waiting for a ride request: Limited coverage from the rideshare company is available (typically $50,000 per person for bodily injury, $100,000 per accident, and $25,000 for property damage).
• En route to pick up a passenger or during a trip: Uber and Lyft generally provide up to $1 million in liability coverage.

Despite this coverage, victims often face difficulties when filing claims. Rideshare companies and their insurers may try to minimize payouts or dispute liability. In some cases, the driver’s personal insurance may deny claims, leaving victims to negotiate directly with Uber or Lyft.

3. The Role of the Illinois Rideshare Law

The Illinois Transportation Network Providers Act regulates rideshare services in the state. This law requires rideshare companies to provide specific insurance coverage and conduct background checks on drivers. However, it also limits the liability of the rideshare companies in certain situations, making it harder for accident victims to hold Uber or Lyft directly responsible. A skilled attorney familiar with Illinois rideshare laws can help victims navigate these legal hurdles.

What to Do After an Uber or Lyft Accident in Illinois

If you’re involved in an accident while riding in an Uber or Lyft, or if you’re struck by a rideshare vehicle, taking the following steps can help protect your rights and strengthen your claim:

1. Seek Medical Attention: Even if your injuries seem minor, it’s important to get checked by a healthcare professional. Some injuries, like concussions or soft tissue damage, may not be immediately apparent.
2. Report the Accident: Make sure the accident is reported to the police and request a copy of the police report. The rideshare driver should also report the accident to Uber or Lyft.
3. Document the Scene: Take photos of the accident scene, including vehicle damage, road conditions, and any visible injuries. If there are witnesses, gather their contact information.
4. Contact an Experienced Attorney: Rideshare accidents can be complex, and insurance companies may attempt to reduce or deny your claim. Consulting with an attorney who has experience handling Uber and Lyft accidents is crucial for ensuring you receive fair compensation.

Pursuing Compensation After an Uber or Lyft Accident

Victims of Uber or Lyft accidents may be entitled to compensation for:

• Medical expenses: Including emergency room visits, surgeries, rehabilitation, and ongoing care.
• Lost wages: If the injuries prevent the victim from working.
• Pain and suffering: Compensation for physical and emotional distress caused by the accident.

Navigating the claims process can be difficult, especially when dealing with rideshare companies and their insurance providers. Hiring an attorney with experience in rideshare accident cases can help victims recover the full compensation they deserve.

“With Uber and Lyft accidents on the rise in Illinois, it’s important for victims to understand their rights. These accidents often involve multiple parties and complex insurance issues, making it vital to seek legal guidance. Our firm is dedicated to helping victims of rideshare accidents navigate the legal process and secure the compensation they deserve.” – John J. Malm, Illinois rideshare accident attorney

John J. Malm & Associates: Protecting Your Rights in an Uber or Lyft Accident

As rideshare services continue to grow in Illinois, so too does the risk of being involved in an accident with an Uber or Lyft driver. If you’ve been injured in a rideshare accident, it’s important to act quickly to protect your legal rights. By gathering evidence, seeking medical attention, and working with an experienced Illinois rideshare accident attorney, you can improve your chances of receiving the compensation you need to recover.

If you or a loved one has been injured in an Uber or Lyft accident, contact John J. Malm & Associates today. With offices in Naperville and St. Charles, our top-rated Illinois car accident attorneys are here to help you navigate the complexities of your rideshare accident claim and pursue the compensation you deserve.