In recent years, car manufacturers have developed a variety of technologies aimed at preventing pedestrian accidents. From automatic emergency braking systems to advanced sensors that can detect pedestrians in a vehicle’s path, these innovations are designed to reduce the growing number of fatalities and injuries involving pedestrians. Yet, according to a recent study by the…
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If you’ve filed a car accident claim, there’s an important element of the process happening behind the scenes: the insurance company’s decision to set reserves on your claim. Reserves represent the amount of money the insurer sets aside to cover the potential payout for your claim. While these reserves are an internal accounting mechanism, they…
Continue reading ›Car accidents involving elderly drivers are an increasingly significant concern in Illinois, reflecting nationwide trends as the population ages. According to the U.S. Census Bureau, adults aged 65 and older will account for nearly 20% of the population by 2030, compared to just 13% in 2010. While older adults bring years of driving experience, age-related…
Continue reading ›At John J. Malm & Associates, we recently resolved a challenging case that underscores the importance of uninsured motorist (UM) coverage. Our client, an innocent driver, was severely injured in a high-speed police chase involving a rented Turo vehicle. We were able to secure a $100,000 policy-limits settlement for him after placing a claim against…
Continue reading ›Illinois Car Accident Attorneys Explain The Legal Effect Of A Car Accident That Happens After A Sudden Emergency Illinois roads can present drivers with a wide range of challenges, including situations classified as “sudden emergencies.” These events, which occur without warning, demand split-second decisions that can sometimes lead to severe car accidents. At John J.…
Continue reading ›Experienced Illinois Car Accident Attorneys Offer Insights on Liability and Insurance Coverage When Someone is Injured By A Turo Vehicle Recent incidents reportedly involving Turo vehicles that have caused injury and death to innocent people have raised critical questions about liability and insurance coverage when an accident occurs. While these terrible incidents appear intentional, they…
Continue reading ›Car accidents are stressful no matter where they occur, but when they happen on private property, things can become more complex. Whether it’s a parking lot, a private driveway, or a privately-owned road, determining fault, handling insurance claims, and understanding legal responsibilities require a slightly different approach compared to accidents on public roads. Surprisingly, 20%…
Continue reading ›If you’ve been injured in a car accident, you might be wondering: How long do I have to file a lawsuit? The answer depends on something called the statute of limitations—a legal deadline that determines how long you have to bring your case to court. Failing to file within this time frame could mean losing…
Continue reading ›Car accidents are a daily occurrence on Illinois roadways, with thousands of crashes leading to injuries, financial loss, and emotional distress. After an accident, many people wonder, “Can I sue the other driver?” The short answer is yes. Under Illinois law, you have the right to sue someone for damages resulting from a car accident,…
Continue reading ›Car accidents are an unfortunate reality of modern life. Despite advancements in vehicle safety technology, collisions continue to result in thousands of injuries every year. According to the National Highway Traffic Safety Administration (NHTSA), over 2.5 million people are injured annually in car crashes in the United States. The types and severity of injuries vary,…
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