Articles Posted in car accident

The Importance of Child Safety Seats: Protecting the Littlest Passengers in Car Accidents
John J. Malm & Associates Personal Injury Lawyers

Child safety seats are one of the most critical safety measures parents and caregivers can take to protect young passengers on the road. The importance of these seats cannot be overstated, especially when considering the statistics on car accidents involving children. In Illinois, where traffic can be heavy and accidents frequent, ensuring that children are…

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How Technology in Your Car Can Assist With Crash Data
John J. Malm & Associates Personal Injury Lawyers

Event Data Recorders (EDRs) Onboard Computer Systems Telematics Systems Applications in Legal and Insurance Contexts Conclusion The technology in modern vehicles, including EDRs, onboard computer systems, and telematics, provides detailed information about a vehicle’s speed and other driving parameters at the time of a crash. This data is invaluable for accident reconstruction, legal cases, and…

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The Contact Rule in Illinois Uninsured Motorist Policies
John J. Malm & Associates Personal Injury Lawyers

The “contact rule” in Illinois uninsured motorist (UM) policies pertains to the requirement that there must be physical contact between the insured’s vehicle and the uninsured vehicle for the insured to claim benefits under their UM policy. This rule can significantly impact the ability to recover damages in hit-and-run accidents where the at-fault vehicle does…

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Using Black Box Data in Illinois Car Accidents
John J. Malm & Associates Personal Injury Lawyers

Black box data, also known as Event Data Recorder (EDR) data, plays a crucial role in analyzing and understanding the circumstances surrounding fatal car crashes in Illinois. These devices capture a range of data points before, during, and after a crash, providing valuable insights into the events leading up to the incident. What is Black…

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Understanding the Impact of Rollover Accidents: Common Injuries and Their Implications
John J. Malm & Associates Personal Injury Lawyers

Rollover accidents, though less frequent than other types of motor vehicle collisions, often result in severe injuries and fatalities due to their violent nature. Understanding the injuries that can arise from these incidents is crucial for both prevention and appropriate response. This blog explores the common injuries associated with rollover accidents and highlights some important…

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Obtaining and Using Intersection Camera Footage in Illinois Car Accident Cases
John J. Malm & Associates Personal Injury Lawyers

Intersection camera footage can be a crucial piece of evidence in car accident cases, providing an objective account of the events leading up to and following a collision. In Illinois, leveraging this type of evidence can significantly impact the outcome of a case. Here’s a comprehensive guide on how to obtain and use intersection camera…

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Will Filing an Uninsured Motorist Claim or Underinsured Motorist Claim Raise My Premium in Illinois?
John J. Malm & Associates Personal Injury Lawyers

Filing an uninsured motorist (UM) or uninsured motorist (UIM) claim in Illinois can have various impacts on your insurance premium. Here are some factors to consider: Impact on Premiums Factors That Influence Premium Changes Steps to Mitigate Potential Premium Increases Conclusion Filing a UM or UIM claim in Illinois does not automatically mean your insurance…

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Navigating Insurance Coverage Issues in Illinois Rideshare Accidents
John J. Malm & Associates Personal Injury Lawyers

Rideshare services like Uber and Lyft have revolutionized the way we travel, offering convenience and flexibility. However, when an accident occurs during a rideshare trip, understanding the complexities of insurance coverage can be challenging. Determining which insurance policy applies and how to proceed with a claim can be confusing. Here’s a detailed guide to help…

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The Use of Dash Cameras in Illinois Motor Vehicle Accidents
John J. Malm & Associates Personal Injury Lawyers

Car accidents are unfortunately common on the roads of Illinois, leading to significant physical, emotional, and financial burdens for those involved. In recent years, dash cameras have emerged as an invaluable tool in these incidents, providing crucial evidence that can be pivotal in personal injury cases. This blog will explore the importance of dash cameras…

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What Happens When a Car Accident Claim Exceeds Insurance Limits in Illinois?
John J. Malm & Associates Personal Injury Lawyers

Car accidents are unfortunate incidents that can lead to significant physical, emotional, and financial distress. In Illinois, like in many other states, drivers are required to have a minimum amount of auto insurance to cover damages in the event of an accident. However, what happens when the cost of damages and injuries exceeds the insurance…

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