Articles Posted in negligence

At John J. Malm & Associates, we recently resolved a challenging case that underscores the importance of uninsured motorist (UM) coverage. Our client, an innocent driver, was severely injured in a high-speed police chase involving a rented Turo vehicle. We were able to secure a $100,000 policy-limits settlement for him after placing a claim against…

This is a fictional account of an interview with a senior insurance adjuster for a national insurance company. The information shared in this fictional interview is based on actual events and real insurance industry tactics, including delay, deny, defend, and devalue. The facts presented are grounded in my 30 years of experience as a personal…

Illinois Car Accident Attorneys Explain The Legal Effect Of A Car Accident That Happens After A Sudden Emergency Illinois roads can present drivers with a wide range of challenges, including situations classified as “sudden emergencies.” These events, which occur without warning, demand split-second decisions that can sometimes lead to severe car accidents. At John J.…

Experienced Illinois Car Accident Attorneys Offer Insights on Liability and Insurance Coverage When Someone is Injured By A Turo Vehicle Recent incidents reportedly involving Turo vehicles that have caused injury and death to innocent people have raised critical questions about liability and insurance coverage when an accident occurs. While these terrible incidents appear intentional, they…

Product liability cases often hinge on the ability to prove that a product was defective and unreasonably dangerous, directly causing the plaintiff’s injuries. To meet this burden of proof, preserving the product in question is crucial. Whether the claim involves a defective car part, household appliance, or medical device, maintaining the product allows  defective product…

Car accidents are stressful no matter where they occur, but when they happen on private property, things can become more complex. Whether it’s a parking lot, a private driveway, or a privately-owned road, determining fault, handling insurance claims, and understanding legal responsibilities require a slightly different approach compared to accidents on public roads. Surprisingly, 20%…

The recent shooting of an insurance executive in New York City has thrust a spotlight on the deep distrust many in the public hold toward insurance companies. At the crime scene, shell casings were inscribed with the words “deny,” “defend,” and “depose”—a chilling nod to tactics long associated with the insurance defense industry. These words,…

Winning a personal injury settlement is a significant relief after a long legal battle. According to the Bureau of Justice Statistics, most personal injury cases are settled before reaching trial, which makes settlements a common outcome in civil litigation. However, once a settlement is reached, the legal and financial processes are not quite over. It’s…

Nursing homes are entrusted with the care and well-being of some of society’s most vulnerable individuals. Unfortunately, not all facilities meet the standard of care required to ensure the safety and dignity of their residents. When a nursing home fails in its duty, residents may suffer harm as a result of neglect. But what exactly…

John J. Malm & Associates is proud to have helped secure a $350,000 settlement for a 13-year-old boy who suffered severe injuries in an ATV accident at a terrain park in Indiana. This case highlights the dangers of off-road vehicle parks when participants fail to follow safety rules and the importance of uninsured motorist (UM)…