Bicycle Accident FAQs for Illinois Cyclists

Acclaimed Illinois Injury Attorneys Answer Frequently Asked Questions About Bicycle Accidents

Bicycling is a popular mode of transportation and recreation in Illinois, offering health benefits, cost savings, and environmental advantages. However, cyclists face significant risks on the road, including inattentive drivers, poor road conditions, and limited protections, often leading to severe bicycle accidents. Understanding your legal rights and responsibilities as a cyclist can make a significant difference if you’re ever involved in an accident.

At John J. Malm & Associates, our experienced team of attorneys has handled countless personal injury cases, including those involving bicycle accidents. With offices in Naperville and St. Charles, we’re committed to protecting the rights of injured cyclists across Illinois.

How Common Are Bicycle Accidents in Illinois?

Bicycle accidents are more frequent than many realize, especially in urban areas and high-traffic zones. According to the Illinois Department of Transportation (IDOT):

• In 2022, there were 2,353 reported bicycle crashes statewide.
• Of these, 29 resulted in fatalities, and 2,116 caused injuries.
• The majority of fatal bicycle crashes occurred in urban areas like Chicago and its suburbs.

Nationally, the National Highway Traffic Safety Administration (NHTSA) reports that bicyclists accounted for 2.2% of all traffic fatalities in 2021.

What Are the Leading Causes of Bicycle Accidents in Illinois?

Bicycle accidents often result from driver negligence, hazardous road conditions, or cyclist errors. Common causes include:

1. Failure to Yield to the Right-of-Way

• Drivers failing to yield at intersections or when turning account for a significant portion of bicycle accidents.

2. Distracted Driving

• Motorists texting, eating, or engaging in other distractions often fail to notice cyclists.

3. Dooring

• Drivers or passengers opening car doors into a cyclist’s path are a frequent cause of urban bicycle accidents.

4. Unsafe Passing

• Illinois law requires drivers to maintain at least three feet of clearance when passing a cyclist. Violating this law can lead to collisions.

5. Poor Road Conditions

• Potholes, debris, and uneven pavement pose significant hazards for cyclists.

6. Speeding

• Excessive speed reduces reaction time and increases the severity of accidents.

What Are the Most Common Injuries in Bicycle Accidents?

Cyclists are vulnerable to serious injuries due to the lack of protective barriers. Common injuries include:

• Traumatic Brain Injuries (TBIs): Head injuries are among the most severe outcomes, even when helmets are worn.
• Fractures: Broken bones in the arms, legs, ribs, and collarbones are common due to impact with the ground or vehicles.
• Road Rash: Abrasions from sliding on asphalt can lead to infections and scarring.
• Spinal Cord Injuries: These can result in partial or complete paralysis.
• Internal Injuries: Damage to organs caused by blunt-force trauma is not uncommon.

The Mayo Clinic emphasizes the importance of seeking immediate medical attention after a bicycle accident, even if injuries seem minor.

Do Bicyclists Have the Same Rights as Drivers in Illinois?

Yes. Under the Illinois Motor Vehicle Code, bicyclists have the same rights and responsibilities as motor vehicle drivers. This means cyclists must:

• Obey traffic signals and signs.
• Yield the right-of-way when required.
• Ride in the same direction as traffic.

Illinois law also allows bicyclists to ride on the roadway, but they must stay as far to the right as practicable unless:

• Avoiding hazards like parked cars or debris.
• Preparing to turn left.
• Traveling at the same speed as traffic.

What Should I Do After a Bicycle Accident?

If you’re involved in a bicycle accident, take these steps to protect your health and legal rights:

1. Seek Medical Attention

• Even if injuries seem minor, get evaluated by a medical professional.

2. Call the Police

• File a police report to document the accident. This will be crucial for insurance claims and legal proceedings.

3. Gather Evidence

• Take photos of your injuries, the accident scene, and any property damage.
• Collect contact information from the driver, witnesses, and others involved.

4. Avoid Admitting Fault

• Do not apologize or make statements that could be interpreted as admitting liability.

5. Contact a Bicycle Accident Attorney

• A skilled injury lawyer can help you navigate the complexities of your bike accident case and pursue fair compensation on your behalf.

What Compensation Can I Recover After a Bicycle Accident?

Victims of bicycle accidents may be entitled to various types of compensation, including:

• Medical Expenses: Covers emergency care, surgeries, rehabilitation, and ongoing treatment.
• Lost Wages: Compensation for income lost due to recovery or reduced earning capacity.
• Pain and Suffering: Damages for physical pain, emotional distress, and diminished quality of life.
• Property Damage: Repairs or replacement for your bicycle and gear.
• Wrongful Death: In fatal bicycle accidents, surviving family members can recover damages for funeral expenses and loss of companionship.

How Does Insurance Work in Bicycle Accident Claims?

In Illinois, bicycle accident claims typically involve the following insurance coverages:

1. Driver’s Liability Insurance

• If the driver is at fault, their liability insurance should cover your damages.

2. Uninsured/Underinsured Motorist Coverage (UM/UIM)

• If the at-fault driver lacks sufficient insurance, your auto policy’s UM/UIM coverage can potentially help cover damages.

3. Health Insurance

• Your health insurance may cover medical expenses, but it often doesn’t address lost wages or pain and suffering.

4. Homeowner’s Insurance

• In some cases, a homeowner’s insurance policy may cover bicycle damage or injuries caused by pedestrians or other cyclists.

Why Are Bicycle Accidents Often More Severe Than Car Accidents?

Bicyclists lack the protective features of motor vehicles, such as seat belts and airbags. This makes them more susceptible to:

• Direct impacts with cars or the road.
• Being thrown from the bicycle.
• Collisions with stationary objects, such as guardrails or trees.

How Long Do I Have to File a Bicycle Accident Claim in Illinois?

In Illinois, the statute of limitations for personal injury claims is generally two years from the date of the accident. However, if the claim involves a government entity (e.g., a crash caused by a poorly maintained road), you may need to file a notice of claim within one year.

How Can I Prevent Bicycle Accidents?

While not all accidents are avoidable, cyclists can take steps to reduce their risk:

• Wear a Helmet: Helmets reduce the risk of head injuries by up to 50%, according to the NHTSA.
• Use Reflective Gear and Lights: Ensure visibility, especially at night.
• Follow Traffic Laws: Obeying signals and signs can help prevent collisions.
• Ride Defensively: Assume drivers may not see you and avoid riding in blind spots.
• Inspect Your Bicycle: Regularly check brakes, tires, and other components for safety.

Why Should I Hire a Personal Injury Attorney After a Bicycle Accident?

While you can file a claim without legal representation, hiring an attorney significantly improves your chances of recovering fair compensation. An experienced injury lawyer can:

• Investigate the accident and gather evidence.
• Negotiate with insurance companies.
• Handle legal filings and deadlines.
• Represent you in court, if necessary.

Contact the Award-Winning Illinois Bicycle Accident Lawyers at John J. Malm & Associates

Bicycle accidents are often devastating, but understanding your legal rights and options can make all the difference. Whether you’re seeking compensation for injuries or navigating complex insurance claims, having an experienced bike crash attorney by your side ensures your case is handled with care.

“At John J. Malm & Associates, we understand the unique challenges cyclists face on Illinois roads,” says Naperville accident attorney John J. Malm. “With decades of experience and a commitment to personalized service, we’re here to fight for the compensation you deserve. Let us handle the complexities so you can focus on your recovery.”

If you or a loved one has been injured in a bicycle accident, contact John J. Malm & Associates today for a free consultation. With offices in Naperville and St. Charles, our Illinois bicycle accident attorneys proudly serve clients throughout Illinois. Let us help you get back on the road to recovery.